Personal Checking
Your checking account is likely the one you’ll use most, so we’ve put a great deal of thought into building account options that you’ll appreciate. You’ll enjoy the technology and convenience that you’d expect from a modern bank, combined with a personal relationship that makes banking more than a transaction.
| Accounts | Free Checking | Wildcat Checking | Senior Checking | Super NOW Account |
|---|---|---|---|---|
| Opening Balance | $50 | $100 | $50 | $1,000 |
| Minimum Balance to Avoid Service Charge & Earn Interest | None | $500 | None | $1,000 |
| Service Charge | None | $6 | None | $10 |
| Earns Interest? | No | No | No | Yes- Above minimum balance |
| Statements | Monthly, no images | Monthly with images | Monthly with images | Monthly with images |
| Other | Must have Direct Deposit to qualify | FMB Debit Card availability | 1 Free order checks per year | FMB Debit Card availability |
| FMB Debit Card availability | Free online & mobile banking | ½ off Safe Deposit Box 1st year | Free online & mobile banking | |
| Free online & mobile banking | Unlimited check writing | FMB Debit Card availability | Unlimited check writing | |
| Unlimited check writing | Free online & mobile banking | |||
| *Bill Pay | 6 Free bill payments per month. ( $.50 per over 6) |